Our latest entries for bank
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Banks Must Offer Loans To Small Businessess
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Banks Must Offer Loans To Small Businessess
When the Lloyds Banking Group and the Royal Bank of Scotland (RBS) received loans from the Government in order to bail them out, one of the major... ...
0pc Credit Cards could be scrapped
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0pc Credit Cards could be scrapped
The 0 per cent balance transfer card allowed millions of consumers to switch their debts from one card to another for a small fee, and pay no... ...
Credit card or debit card: Which is better?
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Credit card or debit card: Which is better?
Do you carry cash in your pocket for shopping, or dependent on credit or debit cards? If you are habituated to the "plastic money', it's necessary... ...
Bank
A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly or through capital markets.
A bank connects customers with capital deficits to customers with capital surpluses.
Banking is generally a highly regulated industry, and government restrictions on financial activities by banks have varied over time and location.
The current set of global bank capital standards are called Basel II.
In some countries such as Germany, banks have historically owned major stakes in industrial corporations while in other countries such as the United States banks are prohibited from owning non-financial companies.
In Japan, banks are usually the nexus of a cross-share holding entity known as the keiretsu.